FinnApp.AI Privacy Policy

Overview

FinnApp.AI is a personal and family finance application developed by Virtual Businesses Rodriguez Balma S.A. This privacy policy describes how we collect, use, and protect your information when you use FinnApp.AI.

We are committed to protecting your financial data privacy. Your financial information is sensitive, and we treat it with the highest level of care and security.

Data We Collect

Account Information

When you create a FinnApp.AI account, we collect:

• Email address
• Name (optional)
• Password (stored encrypted)

Financial Data You Enter

You may enter the following information to use our finance tracking features:

• Income entries (amounts, sources, dates)
• Expense entries (amounts, categories, dates, descriptions)
• Budget categories and limits
• Financial goals
• Notes and labels

Technical Data

We automatically collect:

• Device information (browser type, operating system)
• IP address
• Usage data (features used, session duration)
• Error logs (for troubleshooting)

Free Content (No Account Required)

Our free online course and blog do not require an account and do not collect personal information beyond standard analytics.

How We Use Your Data

We use your data to:

• Provide the Service: Enable you to track income, expenses, and budgets
• Generate Reports: Create personalized financial summaries and insights
• AI Analysis: Provide AI-powered recommendations (see AI Features section)
• Improve the Service: Analyze usage patterns to enhance features
• Provide Support: Respond to your questions and issues
• Send Communications: Service updates and security alerts (you can opt out of marketing)

We do not:

• Sell your personal or financial data
• Share your data with advertisers
• Use your data for purposes unrelated to providing the service

AI Features and Data Processing

FinnApp.AI uses artificial intelligence to provide personalized financial insights:

• Spending pattern analysis
• Budget recommendations
• Savings suggestions
• Financial health assessments

How AI Processes Your Data

• AI analysis is performed on your financial data to generate personalized insights
• Your data is processed securely and is not shared with third parties
• AI models are trained on anonymized, aggregated data — not your individual data
• You can use FinnApp.AI without AI features if you prefer

Data Storage

Your data is stored securely:

• Cloud Provider: Microsoft Azure
• Encryption: Data encrypted in transit (TLS 1.2+) and at rest (AES-256)
• Backups: Daily automated backups
• Location: Secure data centers

Data Sharing

We do not sell your data. Period.

We may share data only in these limited circumstances:

• Service Providers: Cloud infrastructure (Microsoft Azure) under strict data protection agreements
• Legal Requirements: When required by law or valid legal process
• Safety: To protect rights, safety, or property

Family Sharing Feature

If you use family budget sharing features:

• You control who has access to shared budgets
• Family members only see data you explicitly share
• You can revoke access at any time

Security Measures

We implement robust security measures:

• Industry-standard encryption (AES-256, TLS 1.2+)
• Secure password storage (bcrypt hashing)
• Regular security audits
• Access logging and monitoring
• Employee security training

For more details, see our Security page.

Your Rights

You have the right to:

• Access: View all data we hold about you
• Correction: Update or correct your information
• Export: Download your data in a portable format
• Deletion: Delete your account and all data
• Objection: Object to certain data processing

To exercise these rights, contact info@finnapp.ai.

Account Deletion

You can delete your FinnApp.AI account and all associated data:

1. Email info@finnapp.ai
2. Include "Account Deletion Request" in the subject
3. Provide the email address of your account
4. We will verify your identity and process the request

Deletion requests are processed within 30 days.

Contact Us

For privacy questions about FinnApp.AI:

General privacy inquiries: info@vbrbsa.com